Tow Truck Insurance Cost: What Operators Pay in 2026

Tow truck insurance generally costs $7,000 to $15,000 per truck per year, and can run higher for repossession or heavy-duty recovery work. It is priced above most trucking classes because of the unique risks of towing. Why Towing Is Expensive to Insure Coverages Every Tow Operator Needs A proper tow truck insurance package includes: On-hook […]